CA License #0127794
Toll Free: 877-282-2823
1404 W Valley Blvd, Alhambra CA 91803
Follow Us

Better Your Heart Health During Heart Awareness Month!

The month of February is American Heart Awareness Month – Start protecting yours! Heart disease is the leading cause of death for men and women in the United States. Every year, 1 in 4 deaths are caused by this condition. Fortunately, there is good news! Heart disease can often be prevented when people make healthy […]

Basics of Return of Premium Life Insurance

Understand the basics of return of premium life insurance before committing. A return of premium life insurance is a form of term life insurance in which you are guaranteed to either receive your death benefit or get your premium back. If you outlive the term of your life insurance policy, you can be entitled to […]

7 Ways to Locate a Lost Life Insurance Policy

If a family member passes, there is no way to find out if they had a life insurance policy if you did not already know about it. If you do not know if your loved one had a policy, follow these tips to find a lost life insurance policy. Look for any insurance related documents. […]

Choosing The Right Beneficiary For Your Life Insurance

Life Insurance Beneficiaries Life insurance is one of the only insurance policies that you do not buy for yourself. You invest in a life insurance policy to provide financial protection for your loved ones after you are gone. When you purchase life insurance, you will be asked to choose a beneficiary, which is the person […]

Benefits of a Term Life Insurance Policy

Term Life Insurance 101 Investing in the right life insurance policy is the best way to ensure that your loved ones have the financial cushion that they need after you are gone. When it comes to deciding which type of policy to invest in, you have two main options, a term life or a permanent […]

Life Insurance Mistakes To Avoid

Life Insurance Mistakes Investing in the right life insurance policy is the best way to ensure that your loved ones are financially protected after you are gone. However, there are some situations that can cause your loved ones to not benefit from your policy. Make sure to avoid these common life insurance mistakes to ensure […]

It’s Time For An Insurance Review!

Annual Insurance Review While 2015 is still new and fresh, it is the perfect time to make sure that you are ready for whatever the year has in store. Reviewing your insurance policies early in the year will help to ensure that you have the right amount of protection for any unfortunate situation. Make sure […]

Tips to Manage Your Life Insurance Policy

Properly managing your life insurance policy is crucial in order to receive the peace of mind knowing your loved ones would be fully protected in the event of your sudden passing. Whether you are just beginning your career, or are already ready to retire, we have compiled important information regarding managing your life insurance policy: […]

The Most Common Claims Homeowners Make

Homeowners’ insurance policies are made to cover many kinds of incidents. Insurance companies have found, however, that the most common claims can be lumped into one of the following categories: Pets Most homeowners don’t consider their pets to be a liability, but they certainly are. Dog bites are a very common insurance claim. If you […]

Do You Need Additional Insurance Coverage?

Think about all of the valuable items within your home–a beloved pet, an expensive computer, an heirloom and how much it would cost to repair or (in some cases) replace them. Repairing or replacing household items can add up and become very costly. Here are some insurance extras you may want to consider: Electronics While […]

Copyright © 2023 Michelle Lim Insurance Services. All rights reserved.
Insurance Agency Website by Stratosphere