When you are comparing auto insurance quotes and coverages, there are a multitude of factors to consider!

Understanding auto insurance involves understanding rates, deductibles, coverage types, limits, and the fine print. When it comes down to the bottom line, you must ensure that you, your car, and assets are protected in the event of an accident.

Don’t forget factor the following into your insurance:

• Type of coverage is available
• How each type of coverage works
• If extra coverage is worth the added cost
• Your annual mileage
• Age, and how long you’ve been driving for
• What type of car you drive
• Added car features that increase the car’s value (leather seats, sunroof)
• Safety features of the car
• If the car is parked in the garage or on the street

Generally, you should aim to get as much liability coverage that you can afford to protect your family’s asset, from a potential lawsuit, and other’s medical expenses. Correct coverage can mean that you are not financially strained if there were to be an accident that you are held liable for.

Be aware of factors that raise your premium, such as a new car, and discounts that are available, such as a Good Student Discount for those attending school.

Luckily, a responsible agent will be able to walk you through the coverage, details, and any discounts that are available for your situation. At VangtagePlus Insurance, we provide each individual with the auto insurance coverage for proper protection all at the best rate. We are located in Alhambra, California, and serve all of the surrounding areas, so stop by or give us a call to get started!