Annual Insurance Review

While 2015 is still new and fresh, it is the perfect time to make sure that you are ready for whatever the year has in store. Reviewing your insurance policies early in the year will help to ensure that you have the right amount of protection for any unfortunate situation. Make sure to ask yourself these simple questions when reviewing your insurance to make sure that you have enough coverage:

• Have you gotten divorced or married? If you are combining your home with your new spouse or separating all of your belongings, make sure to update your home inventory. An updated home inventory will ensure that you have the right amount of homeowners insurance to protect all of your assets.
• Did your family grow? If you added a new child to your family, make sure to look over your life insurance policy. You will most likely have to increase your life insurance coverage to provide enough protection for your growing family after you are gone.
• Did your teenager get their license? If you have a new teen driver in your family, you will have to add them to your auto insurance policy or make sure that they have their own policy. No matter which option you choose, insuring a teen driver can be expensive.
• Did you renovate your home? Renovating your home will typically increase the value of it. Make sure that your homeowners insurance provides enough protection for the new value of your home.

For all of your insurance needs in the New Year, contact the insurance professionals at Michelle Lim Insurance Services Insurance in Alhambra, California. As an independent insurance company, we will work with you to ensure that you have the right amount of coverage, all at the right price to fit your budget.