Common Holiday Insurance Claims to Avoid

The holiday season is in full swing, and while you are putting up decorations and creating the perfect menu, it is important to make sure that you know how to avoid holiday related insurance claims. There are many situations that can cause an insurance claim around the holidays, which could ruin all of your holiday cheer! Make sure you know how to avoid all of these holiday insurance claims to ensure your holiday season is only filled with joy.

• Cooking accidents – while preparing your holiday feast, make sure that you take all the necessary precautions to ensure everyone stays safe. Never leave food unattended while it is cooking, and avoid the eggnog until everything is done to ensure that all of your attention is on the food.
• Household fires – the cold winter weather means more heaters and fires to keep warm, which can lead to dangerous household fires. Make sure to always keep an eye on the fire in your fireplace to be sure that it does not get out of hand. If you are using a space heater, keep it on a level surface away from any flammable materials, such as furniture and curtains.
• Travel plans – the holidays are the busiest travel time of the year. Make sure to give yourself enough time to get to your destination so you are not speeding or driving in the night.

Having the right insurance policies, from auto to homeowners insurance is the best way to stay safe this holiday season.  Contact the insurance professionals at Michelle Lim Insurance Services Insurance in Alhambra, California for all of your insurance needs. We will work with you to ensure that you have the right amount of insurance this season, all at the right price for your budget!