Investing in the right homeowners insurance policy is the best way to ensure that you and your home are protected in any unfortunate incident. However, to make sure that you receive all the benefits of your policy, it is important that you know how to properly make a claim. Keep these homeowners claim filing tips in mind if there is ever an accident at your house.

• Report it to the police – if your home has been broken into or vandalized, make sure to file a police report as soon as possible. Get a copy of the police report and all of the names of the officers that you talk to.
• Call your agent immediately – there is a time limit on when you can make a claim. Make sure that you ask the right questions when you talk with your agent to find out important information, such as if you are covered and how long it will take to process the claim.
• Make temporary repairs – while you are waiting for the claim to go through, make any necessary temporary repairs to make your home livable. Keep all the receipts so that your insurance company can reimburse you.
• Return the claim forms – claim forms need to be returned to your insurance company in a specific amount of time. As soon as you fill out the forms, return them to ensure that you will receive the right amount of coverage.
• Keep any relocation receipts – if the damage done to your home cause you to relocate for any amount of time, keep the receipts so that you can be reimbursed.

For all of your homeowners’ insurance needs, contact Michelle Lim Insurance Services Insurance in Alhambra, California. We will help guide you through the claims process and ensure that you and your home are well taken care of.