When looking for the right auto insurance policy to protect you and your vehicle, it is easy to get confused with all of the coverage options. While you may be able to skip out on some coverage options, it is important to make sure that you invest in the right comprehensive coverage.

Comprehensive auto insurance will provide protection for any damage done to your vehicle that is not caused by a collision. This includes situations such as:

• Theft
• Fire
• Vandalism
• Natural disaster, such as a tornado or hurricane
• Damage caused by animals
• Any civil disturbance, such as a riot
• Falling objects that cause damage to your vehicle

When deciding on the right amount of comprehensive coverage for your vehicle, there are many factors to consider. If you are leasing a vehicle, you may be required by your lender to invest in comprehensive coverage. You should also consider how much your vehicle is worth and how old it is. If your car is worth more than you could afford to pay out of pocket for, you will want to invest in comprehensive coverage.

To make sure that you have the right amount of coverage for your specific needs, talk with your insurance agent. They will be able to let your know the value of your vehicle, which will allow you to decide if you would be able to pay for any damages out of pocket. The right comprehensive coverage can give you peace of mind by knowing that you and your vehicle are covered from any unfortunate situation.

For all of your auto insurance needs, including the right comprehensive coverage options, contact Michelle Lim Insurance Services Insurance in Alhambra, California. We will work with you to ensure that you have the right amount of coverage, all at the right price.