As you plan the flower arrangements, the music, the entire ceremony, and everything in between, you may think you have covered all the bases. The amount of time, money, and planning you put into your wedding day should be safeguarded with a wedding insurance policy. Without a wedding insurance policy, you leave your special day vulnerable to disaster.

What is covered under a wedding insurance policy?

• The Site – If the venue of your choice has not required some form of liability insurance upon rental, you will want to purchase a wedding insurance policy. The venue site will receive coverage if there is some reason for an unavoidable cancellation. In the event that your venue site was heavily damaged after a fire or flood, you will also receive coverage.
• Weather – If weather conditions make it impossible for you to carry on with your wedding, your wedding insurance policy will come in handy. Coverage includes inability for the bride or groom to attend due to weather conditions.
• Vendor No-Show – If your cake or caterer never arrive, your wedding insurance policy will cover the postponement of your wedding.
• Sickness/Injury – If anyone essential to the wedding, (bride, groom, etc.) is unable to attend due to a sickness or injury, your wedding insurance policy will kick in.
• Military – If someone is called out to duty, your wedding insurance policy will cover the postponement of the wedding.

What is not covered under a wedding insurance policy?

• Cold Feet
• Any jewelry other than the wedding rings – This includes your engagement ring, unless specially included for coverage.

Are there any additional options I can seek for additional coverage?

• Photography Coverage
• Videographer Coverage
• Gift Coverage
• Attire Coverage
• Personal Liability Coverage
• Medical Coverage
• Honeymoon Coverage

Contact Michelle Lim Insurance Services for all of your California wedding insurance needs. Located in Alhambra but serving all of California, we can help insure your big day with a comprehensive wedding insurance policy.