The Affordable Care Act (ACA) is finally here. Unfortunately, many of the state websites designed to streamline the process have not kept pace with the demand. Even the usually efficient Covered California site has been modified and enhanced to make finding small group health insurance through SHOP easier and less confusing.

Fortunately, you need not navigate these troubled waters alone. You can use your favorite certified agent to receive all the benefits your agent’s expertise and experience brings to your table. Although the SHOP online marketplace was designed to make it easier for small employers to get the healthcare coverage they need per the ACA, using a certified agent delivers multiple benefits to small business owners.

Benefits Offered by Certified Agents

• Make application for employee healthcare coverage at the same price as when you do it yourself. There is no added cost for using your favorite certified agent.
• You can review features, get answers to your questions and compare coverage with your agent’s help.
• You receive the certified agent’s expertise to help you select the small group health insurance plan that fits your budget, your company and your employees.

When your business is based in southern California and you want assistance you can trust, contact Michelle Lim Insurance Services Insurance. As a Covered California certified agent, Michelle Lim Insurance Services Insurance has the knowledge, experience and expertise to help you choose the right small group health plan for your situation.