All too often, young people feel that having a life insurance policy would add more financial stress and the money could best be used some other way. However, in today’s unpredictable world, things happen that are outside the control of anyone and, regardless of how great someone may feel, they actually aren’t 10 feet tall and bullet-proof. Having life insurance in your 20s means the future for those you care for is made as easy as possible, at least financially speaking. Here are some things a life insurance policy can take care of for your spouse and family.

• Pays off your mortgage or can make mortgage payments preventing foreclosure
• Can pay off vehicles and other loan payments which would otherwise go into default
• Provides funds for living expenses during the grief and recovery process
• Enables funding of college educations for children
• Provides for funeral and burial expenses

Granted, you expect to live for many years to come and to provide support for your spouse and your family. Unfortunately, things happen that can take you away from them and leave them in a severe financial crisis without some type of financial stability left in place. If you are in your 20s or 30s and live in California, contact Michelle Lim Insurance Services Insurance to see how much life insurance affordably fits into your budget. You’ll be surprised at how well you can actually afford life insurance for your family’s security.