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3 Ways Covered California Screens Health Care Plans

The Covered California marketplace is where you will find health care plans that meet all the requirements of the Affordable Care Reform Act. This means that you can see qualified plans in several categories including Health Maintenance Organizations (HMOs), Exclusive Provider Organizations (EPOs) and Preferred Provider Organizations (PPOs).

Every plan in the Covered California marketplace has gone through at least three steps:

  1. Application to be considered for inclusion
  2. Scrutiny by the California State Insurance Regulator to ensure rates are legal
  3. Contract discussions before admittance to the exchange

So far, thirteen plans have been approved with many more expected to join the list. This allows you to avoid the penalties and fines triggered by non-compliance and find the health coverage you need. You even will be alerted to subsidies and tax credits you qualify for as you compare plans. Since every plan in the marketplace is qualified, all you need to do is choose the best option for you and your family.

Michelle Lim Insurance Services Insurance can help you figure out all your insurance needs, including the new health insurance requirements. Whether you need group or individual insurance, our professional agents in Alhambra have been providing expert advice for years. Contact us for a personal consultation.

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