Business owners have a lot on their plates when offering products and services to consumers. You must market your business, give the highest quality services and products, and follow-up with complaints or other issues. Yet the one thing that business owners might forget about is the dangers of being sued by their clients.

Sometimes a client is unhappy with a product or service. The product may have malfunctioned and destroyed property or caused personal injury. A client may also sue a business owner if they believe that business stole an idea or invention from them to make a profit. If you are seen to be negligent as a business owner in a court of law, you may have to pay for damages and other expenses.

For these reasons, you should seek out commercial insurance that has liability insurance coverage. Liability insurance will give you the money you need to handle court expenses and other costs. If you are found guilty of negligence to a certain degree, the liability insurance will cover the compensation you will give to the client.

For more information about liability and commercial insurance in California, please contact Michelle Lim Insurance Services Insurance at 626-281-2828.