In the past your employer’s small group health insurance plan was likely your best bet, but now with the health insurance exchanges open you have more options than ever when it comes to your health. These options can, however be confusing.

Probably the most important distinction between the marketplaces created by the Affordable Care Act – Obamacare- and your employer’s plan is the fact your employer likely pays a part of your premium, but if you choose a plan on the exchange they will not. That being said, your employer’s plan may not be the right one for you.  If, for instance, it has a very high deductible you may be better off on the exchange.

The knowledgeable and experienced agents at Michelle Lim Insurance Services Insurance can help you navigate these waters and pick a plan that works for your health and your budget. For more information regarding your health insurance options in California, contact Michelle Lim Insurance Services Insurance.