As health care laws change, there are so many unanswered questions California residents are asking. Questions you may have include “Which health care plan is best for me?” and “What is covered under the health care plan I already have?” No matter what your questions may be, it is important to know your options and find the best plan for you and your family.

According to the California Health Benefit Exchange, there are a variety of health plans, all offering different levels of coverage, deductible amounts, co-pay amounts and out-of-pocket limits. California health insurance coverage includes preventative care, prescriptions, doctor visits, specialists, emergency room visits and tests and x-rays. The amount of co-pays for each medical item is based on the health plan you are enrolled in.

All of the current plans do not have a copay or deductible attached to annual preventative health care, such as physicals and mammograms.

The different California Health Insurance options include:

• Bronze
• Silver
• Gold
• Platinum

For all of your insurance needs in California contact Michelle Lim Insurance Services Insurance. A certified Covered California agent is ready to help you find the right health insurance for your needs.